Banking / Checking

Best Checking Accounts in Illinois of May 2026

From Our Partners Katie Stiner

Get paid up to 2 days earlier

$0

Monthly Fee

0%

Est. APY

Fee-free overdraft up to $200*

$0

Monthly Fee

0%

Est. APY

Mobile deposit available

$0

Monthly Fee

0%

Est. APY

Nationwide branch and ATM access

chase bank logo
4.5

$12

Monthly Fee

0%

Est. APY

Full service online banking

axos bank logo
4.8

0.61%

Est. APY

$0

Min. To Earn APY

No monthly service fees

$0

Monthly Fee

1.10%

Est. APY

Fee-free ACH transfers

$0

Monthly Fee

0%

Est. APY

Illinois is an economic hub and the 6th most U.S. populated state. That is why Illinois residents have a wide selection of banks. Many banks provide a wide variety of options when searching for a new checking account.

Consider the fees, minimum balance, and other features to help you weigh in on your options. If you prefer to go banking, choose an option with all the latest mobile and mobile banking features. It is also important to consider customer service and reputation among other consumers – check out customer reviews.

These considerations and many others are important in the ranking of the best checking accounts in Illinois. As you read through our top-notch reviews of the best checking accounts in Illinois, focus on what you want most in a checking account. It will help you to narrow down the choices and choose the best checking account in Illinois.