Author
Charles Baisden
19 articles
How to Dispute a Home Insurance Claim Settlement or Denial - United States
When we buy home insurance, we want the company we pay money to each month to cover us in case of any damage to the home and its contents. Unfortunately, insurance companies are notorious for denying legitimate claims on…
Read More →What Is Homeowners Insurance & What Does It Cover? - United States
It’s pretty costly for most people to rebuild their homes or replace their possessions after a disaster. Your home is a significant investment that needs to be secured. A home insurance policy is the best way to protect …
Read More →What Is Hurricane Insurance & What Does It Cover? - United States
From June 1through November 30, it’s the Atlantic hurricane season. Those who live in a region affected by hurricanes know that even a category one hurricane can have sustained winds of 74 miles per hour. That’s enough t…
Read More →What Is Condo Insurance & What Does It Cover? - United States
For most people, a condominium is one of their most prized possessions. Therefore, it’s essential to ensure that both your condo and valuable items are well-protected. Different types of Home Owners Association (HOA) ins…
Read More →What Does (And Doesn't) Renters Insurance Cover? - United States
As a tenant, you’re not responsible for insuring the building you live in. That’s the landlord’s responsibility. But you are responsible for taking out renters insurance to protect your personal belonging and provide lia…
Read More →Attractive Nuisances Around Your Home: What You Need to Know! - United States
You may have heard this term before, but what is an ‘attractive nuisance’, and why should you care? An attractive nuisance can be any object or condition that may attract children onto your property. This could include a…
Read More →Types of Homeowners Insurance Policies - United States
Homeowners insurance is a policy—made up of several policies—that’s meant to provide a certain level of financial compensation should something cause damage or destruction to your home and personal items. In some cases, …
Read More →Branch Home Insurance Review 2026: Affordable Personalized Plans - United States
Branch, powered by an A+ Financial Strength Rating, strives to provide its customers with a hassle-free experience and helps them save more with customer discounts. The firm covers your home insurance needs at minimum co…
Read More →Branch Renters Insurance Review 2026: Low-Cost Bundled Insurance - United States
Branch recently entered the insurance market, but the company is determined to meet its clients’ needs, including affordability and inclusivity. Overall rating 4.8 Summary: Branch bundles auto and renters insurance, so y…
Read More →Lemonade Home Insurance Review 2026: Low-Cost Premiums For Comprehensive Coverage - United States
Lemonade attracts most policyholders with its instant service for home insurance coverage. Although it is still young, Lemonade’s home insurance has become a household name in the insurance industry. The insurer uses mod…
Read More →Lemonade Renters Insurance Review 2026: Quick Online Application Process - United States
Lemonade is an online renter’s insurance provider that offers customers ease of application and claim management. It is a unique provider as it has a Giveback program that allows users to select a nonprofit to which left…
Read More →Toggle Renters Insurance Review 2026: Customizable Coverage At Affordable Rates - United States
Toggle offers affordable renters insurance coverage that can suit almost every financial situation, including college students. Its base policy provides a blanket property coverage of $1,000 and liability coverage, but y…
Read More →10 Surprising Damages Home Insurance Will Not Cover - United States
No one can predict the future. Sometimes unexpected and unthinkable things happen, and our homes can be damaged by things beyond our control. We get into the habit of thinking that our homeowners’ insurance is a catch-al…
Read More →How A Pool Affects Your Homeowners Insurance - United States
Whether you already own a pool or are thinking of adding one to your backyard property, having a swimming pool is an exciting idea. However, your pool is more than just a fun toy; it is also a significant investment that…
Read More →What Pit Bull Owners Need to Know About Home Insurance - United States
We all know that pit bulls are just a bunch of big teddy bears with a bad rap. Unfortunately, their bad reputation has stuck like glue, permeating beyond the realm of pet adoption and into the insurance industry. Pitbull…
Read More →Best Homeowners Insurance of 2026 - United States
A home is the most expensive asset most people will own, so it is critical to protect your financial investment from unexpected damaging events. We’ve ranked and reviewed various companies based on annual premiums, custo…
Read More →Best Condo Insurance of 2026 - United States
Have a peace of mind knowing condo insurance will help protect your possessions and the inside of your home. We’ve ranked and reviewed various companies based on annual premiums, customer satisfaction, financial strength…
Read More →Best Renters Insurance For Apartments of 2026 - United States
Protects yourself from stolen, damaged, or destroyed belongings due to a break-in, fire, or other unexpected events when renting an apartment. Policies also provide coverage if you cause harm to someone else or damage to…
Read More →Best Renters Insurance of 2026 - United States
Renters insurance protects your personal property, and it gives you peace of mind you’ll be covered should disaster strike at the place you rent. We’ve evaluated insurance companies based on price, customers satisfaction…
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